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    PAN Card Aadhaar Card Link: Step by Step and Legal Information Linking PAN card with Aadhaar card is an important requirement for taxpayers in India. The Government of India has made PAN–Aadhaar linking mandatory to prevent duplicate PAN cards and to improve transparency in financial transactions. If PAN is not linked with Aadhaar within the prescribed time, it may become inactive . This blog explains why PAN and Aadhaar linking is necessary , how to link them , penalties , and important legal points you should know. Why PAN and Aadhaar Linking Is Mandatory The Income Tax Department introduced PAN–Aadhaar linking to ensure that one person holds only one PAN card. This helps reduce tax fraud and makes tracking financial transactions easier. Linking is required for: Filing income tax returns Opening bank accounts High-value financial transactions Avoiding PAN deactivation As per law, an unlinked PAN may become inactive, which can create problems in b...

Opening a bank account online is legal when you follow the official process set by banks and government rules . Banks must verify your identity, which is called KYC (Know Your Customer) . This is required by law. Step 1: Apply Only Through Official Bank Sources Always use: The official bank website The official mobile app from Play Store or App Store Never use third-party links, agents, or unknown websites. Applying through official sources makes the process legal and secure. Step 2: Use Your Own Genuine Details You must enter: Your real name (as per ID) Correct date of birth Valid mobile number True address Using fake or someone else’s details is illegal and can lead to account closure. Step 3: Complete KYC Verification (Mandatory by Law) Banks are legally required to verify your identity. Online KYC is done in two common ways: OTP-based KYC using Aadhaar or registered mobile number Video KYC , where you show your face and original ID on camera...